Whenever you apply for a new line of credit, a credit pull or a hard inquiry occurs. Each credit pull will show up on your credit report and it affects your credit rating and credit worthiness which makes it important that you understand how, why, and when they happen. Every time you seek credit from […]
Applying for Credit and How it Affects Your Credit Rating Read More »
Credit Scores, Credit Rating, or Credit Standing has an influence on the quality of your life. It may, for example, affect where you live, how much money you may borrow, and how some companies assess your job application. A good credit rating is determined by where a score is obtained, how it’s calculated, and
5 Reasons to Start Investing in Your Credit Scores Read More »
Everyone has experience buying on impulse. It’s one of the main causes of bad credit rating. When you see something you like, the thought that goes over your head is that you NEED it, but you need to take your time to really think whether you REALLY need it or if it’s merely a want.
Impulsive Expenses and Overspending? Here’s how to AVOID it Read More »
From applying for a loan for a new house, a new car, or to finance your education, to applying for new lines of credit, the chances for approval and interest rates will all depend on your credit scores. A good credit rating will give you higher chances for approval and lower interest rates, which
Why Seek Help from a Credit Specialist? Read More »
